What Is Outsourced Accounting — and When Should You Switch?

"Outsourced accounting" sounds like a cost centre. In practice it is a way to get better books, on-time compliance, and real visibility for less than a single salaried hire.

What it actually covers

• Bookkeeping — every invoice, bill, and payment recorded and categorised.
• Compliance — GSTR-1, GSTR-3B, TDS returns, prepared and filed on time.
• Bank reconciliation — your books matched to your bank, every month.
• Payroll — salaries, PF, ESI, PT, and payslips.
• Reporting — P&L, balance sheet, cash flow, and receivables aging you can read any time.

Outsourced accounting vs an in-house hire

An in-house accountant is a full-time salaried hire doing daily entry — plus the software, the overhead, and the single-person risk when they take leave. Outsourced accounting runs the same daily books and monthly filings for a fraction of the cost: you get a team instead of one person, real-time visibility instead of a month-end scramble, and no hiring or software to manage.

5 signs you are ready to switch

• Your books are always a month or two behind.
• You have missed — or nearly missed — a GST or TDS deadline.
• You cannot answer "what's my cash position?" without a two-day scramble.
• Your one accountant is a single point of failure when they take leave.
• You are spending owner-hours on data entry instead of growth.

How switching works with Rizu

You get a dedicated accountant assigned within 24 hours. We bring your existing records in so nothing starts from scratch. From there we keep the books current, file your GST and TDS on time, and give you a dashboard for real-time visibility — from ₹8,499/month, with a 14-day free trial and no lock-in.